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  • Writer's pictureMis-sold Car Finance

Mis-sold Car Finance. FCA Now Investigating Rejected Claims.


This is real, not a scam. If you purchased a new or used vehicle using finance (PCP or HP) between 2010 and 2021, you probably paid an inflated repayment amount and may be entitled to compensation.

And here’s why…Car showrooms and their appointed finance companies historically used a system called “Discretionary Commissions”. A system whereby they could adjust the rate on car loans. The higher the rate charged, the higher the broker commission, "creating an incentive for them to sell expensive and sometimes disproportionate credit agreements".

Although Discretionary Commissions were banned in 2021, the Financial Conduct Authority (FCA) has received an increasing amount of consumer complaints regarding PCP and HP loans being rejected. Some early revisited claims have already been upheld.

There is no upfront fee to assess your claim. It costs nothing to find out and register your claim today before the FCA potentially enforces a claim deadline like PPI and you may lose out.

Just click or copy the link to find out more. 100% No obligation.



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