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Mis-sold Car Finance Update August 2025

MIS-SOLD CAR FINANCE – MAJOR UPDATE

After several months of deliberation, today 1st August 2025 the UK Supreme Court published its findings into mis-sold car finance.

The reason this has taken so long is since the first 3 claims were upheld in 2024, both car dealerships and finance lenders counter claimed the practise of undisclosed commissions was not against UK Consumer Law and was challenged in the High Court and then the Appeals Court.

Today the Supreme Court has ruled 1 of the 3 cases was unfairly sold. The relationship between the dealer and the client was not unfair, and the dealer had no fiduciary protective duty.

However, the hidden commission and size of it was.

WE HAVE YOUR CLAIM – If you have submitted a Letter of Authority to us and you have a reference from us beginning CFXXXX, be assured your claim is already lodged with your finance company and will now progress.

YOU HAVE NOT CLAIMED YET – We strongly recommend you go to our website www.missoldcarsfinance.co.uk and request a Letter of Authority.

With 40% of car finance taken out using Discretionary Commission Arrangements, the Supreme Court ruling means compensation available could still amount to approx. £20BN.

ACT NOW.

If you have any questions, call us on 0800 779 7457 or email us claims@claimlinelegal.co.uk

WE WORK ON A NO-WIN NO-FEE BASIS WITH A FIXED FEE STRUCTURE.

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  • mis-sold car finance

© 2025. Claimline Legal UK Ltd.  All Rights Reserved. Claimline Legal UK Ltd is Authorised and Regulated by the Financial Conduct Authority in respect of regulated claims management activities FRN:838320. Our registration can be found here. Registered with the Information Commissioners Office Z2331844. Office admin address 137-139 High Street, Beckenham, Kent, BR3 1AG. Registered address 17 Beckenham Grove, Bromley, Kent, BR2 0JN. Registered as a company in England & Wales. Company Registration No 7334817. VAT Number 133 9993 75. *The term "no-win no-fee" is used within the terms outlined in point 6 of our Terms & Conditions. Cancellation and other fees may apply. Pictures on this site are for representation only and may not represent actual employees or locations. You do not need to use us or anyone else to make your complaint or claim. You can do this yourself for free. If your claim is not successful you can also refer it to the Financial Ombudsman again for free. However you choose to make your claim please note the FCA is currently reviewing mis-sold car finance claims and lenders do not have to make any compensation payments until the FCA has completed its review. Payments, if any, from lenders should start several weeks after that. All timelines are subject to the FCA's review process.**The Times 19/11/2024. Powered by Pozitive Media

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